Best High Yield Cd Accounts 2024. The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of lakewood (5.61%), maries county bank (5.51%) and shoreham bank (5.50%). Below, you can find the best cd rates from financial institutions anyone can apply for.

You can find the right financial fit for you, as the term lengths range from six months to six years. So don’t wait until the fed makes its next move to.